Personal Finance

50-30-20 rule of budgeting

What Is The 50/30/20 Rule Of Budgeting

by Devyani Mishra • November 25, 2019

“It’s just the second week of the month and I have totally run out of cash! “, a frustrated Kabir groaned, staring at the abysmal state of his bank balance. This has now become a monthly ritual. With hunger pangs adding to his money woes, he staggered to his food cupboard rummaging for that last […]


Financial planning checklist

Year End Financial Planning Checklist : 2019

by Devyani Mishra • November 1, 2019

One more glorious year is nearing an end and there awaits another splendid one. While the coming days are filled with festive season frolic, this is also the time for the yearly ritual of assessing your financial health. This also calls for creating a solid financial plan for the next year to keep your money […]


5 things to never do with your money

5 Things You Should Never Do With Your Money

by Karunesh Dev • October 29, 2019

While there is no dearth of lessons on the money ” must-do’s”, more often than not we ignore the fact, that doing certain things with your money can potentially hurt your financial health in the long run. Now whether we do these consciously or under undue influence, it is time we no longer overlook the […]


investing vs saving

Investing Vs Saving : Know The Key Differences

by Devyani Mishra • September 27, 2019

Savings and investments are two words which have been used synonymously over the years. With people referring to their investments as their life savings, the fundamental difference between the two words and essentially two concepts has diminished. Yet, there is no denying the fact that the two are different sides of a coin called money. […]


10 Investments that can make you rich

Top 10 Investments That Can Make You Rich

by Pijush Biswas • September 26, 2019

Almost everybody has wondered for at least once in their lifetime– “How do I  get rich in a short time?” But how many of us do what it takes to pursue the path to wealth? What if we told you that becoming rich is possible and one does not need to move mountains for it? […]


How did Rakesh Jhunjunwala become a millionaire

How Did Rakesh Jhunjhunwala Become a Billionaire?

by Subham Sharma • September 18, 2019

Popularly known as the “Warren Buffett of India”, Rakesh Jhunjhunwala is one of the greatest stock market investors India has ever seen. In this article, we will discuss the stocks that Mr. Jhunjhunwala has invested in that have made him the king of the Indian of the stock market So, Who is Rakesh Jhunjhunwala? Born […]


NRE NRO Accounts

All You Need To Know About NRE and NRO Accounts

by Disha Jhawar • August 29, 2019

NRE & NRO Accounts Non-Resident Indians (NRIs) often have earnings from both abroad as well as in the home country. It obviously becomes difficult to manage the finances, especially when it involves two different currencies. The biggest problems faced by NRIs are tracking the bank accounts, transfer of funds to home country and repatriation of […]


Retirement Plan

How Much Money Do I Need To Save For Retirement in India?

by Ishan Bansal • August 22, 2019

A great lifestyle after retirement is everyone’s long desired goal. No doubt, a substantial amount of money in your bank account is instrumental in achieving this dream seamlessly. One of the most common questions asked by people is “How much savings do I need for retirement?”. Most of the people overlook the benefits of a […]


Personal Finance for Founders

5 Things to Consider Before Opening a Startup

by Lalit Keshre • August 15, 2019

Startup culture has indeed taken the market by storm lately in India. It’s very common nowadays when we see milennials quitting their well-paid jobs and starting something of their own. With a plethora of ideas brewing on your mind, it is no longer an uphill battle to launch your own startup. However, sometimes it is […]


30 things to know about money

30 Things About Money You Need To Learn Before You Turn 30

by Sangam Sharma • July 20, 2019

But these 30 things about money will make wiser. Score yourself on how many things you know from these 30 things. 1. Three ways to become Rich Well, this is very basic and I am sure you already know this. There are three ways you make money 1.By earning more 2.By saving more 3.By getting more […]


House property

Section 24 (B) : All About Deductions From House Property Income

by Subham Sharma • July 19, 2019

Owning a home can be considered as one of the most desirable wishes for most of us. But given the skyrocketing prices of houses in the metros and even in Tier-II cities, it has become increasingly difficult for people to afford it. Therefore, the government has come up with several key benefits under section 24(B) […]


debt

Stuck In Debt Trap? Know How To Escape It Smartly

by Quantum Mutual Fund • July 18, 2019

What Is A Debt Trap? In today’s time it has become very common to get phone calls enquiring about loans, people selling credit cards at metro stations and receiving pop-up notifications from banks regarding pre-approved personal loans & auto loans. When banks have enough liquidity, they seek to make their money work for them and […]


Financial Planning

How To Plan Your Finances When You Have Irregular Income?

by Quantum Mutual Fund • July 11, 2019

With the gig economy growing and influencing the way people work, there has been a paradigm shift in how people view their careers. Professionals are increasingly seeking more flexible and exciting avenues and exploring unconventional career options, taking the freelance or self employment route.  However, this flexibility also translates to a lack of financial security […]


7th Pay Commission

7th Pay Commission : All You Need To Know

by Mridul Agrawal • July 3, 2019

Pay commission impacts the salary of millions of government employees. Given the huge scale and cost involved, also a large number of people impacted, the significance of the pay commission is immense. If you are a government employee, then the decisions of the pay commission directly impact your earnings. If you’re not a government employee, […]


Financial Tips for young adults

10 Financial Tips For Young Adults

by Nyrika Guha Roy • July 2, 2019

Personal finance isn’t a subject covered in high schools or colleges and most young adults are left clueless about managing their finances. I have collated the 10 most valuable financial tips that investment experts suggest and an individual must know, to succeed early on in your financial life. Read on! Track Your Expenditures Most people […]


What is UAN?

All You Need to Know About UAN

by Mridul Agrawal • June 27, 2019

UAN or Universal Account Number is a number that is of vital importance to you if you are a salaried employee, who contributes a part of his/her income towards the Employee Provident Fund. The reason being, UAN is a unique identification number that is linked to your EPF. In this article, we will cover in […]


7 Things You Need to Know About PPF (Public Provident Fund)

by Shikhar Singh • June 15, 2019

The public awareness regarding the versatility that PPF offers is somewhat vague and most do not know how easily accessible this instrument can be. Additionally, it offers the benefit of helping your investment grow (better than a savings account, fixed deposits, and infrastructure bonds) with the same ease of access that more modern financial instruments […]


Credit Cards: Compare 10 Best Credit Cards In India (2019)

by Prerna Singh • June 15, 2019

Which are the best credit cards to keep in India? Many people, especially the salaried ones ask this question. The truth is, there really is no single credit card that is best suited to everybody. Every credit card is different and offers different kinds of benefits. 10 Best Credit Cards to Keep in India Categories […]


How to Apply for PAN Card Online & Offline in India (2019)

by Mridul Agrawal • June 15, 2019

There are two ways to apply for the PAN Card. You can apply online at the NSDL website or you can apply offline at any of the district level PAN agencies. You can get a PAN card by applying through the NSDL (National Securities Depository Limited) as well as through the UTIISL (UTI Infrastructure Technology […]


national-savings-certificate

20 Things You Need to Know NSC (National Savings Certificate)

by Mridul Agrawal • June 15, 2019

National Savings Certificate (NSC) along with PPF, Kisan Vikas Parta are popular fixed income securities which can be availed with the help of a post office. Apart from providing a fixed income in the form of periodical interests, these also provide tax benefits to its investors. These instruments are safe and promoted by the Government. […]