Personal Finance

investing vs saving

Investing Vs Saving : Know The Key Differences

by Devyani Mishra • September 27, 2019

Savings and investments are two words which have been used synonymously over the years. With people referring to their investments as their life savings, the fundamental difference between the two words and essentially two concepts has diminished. Yet, there is no denying the fact that the two are different sides of a coin called money. […]

10 Investments that can make you rich

Top 10 Investments That Can Make You Rich

by Pijush Biswas • September 26, 2019

Almost everybody has wondered for at least once in their lifetime– “How do I  get rich in a short time?” But how many of us do what it takes to pursue the path to wealth? What if we told you that becoming rich is possible and one does not need to move mountains for it? […]

NRE NRO Accounts

All You Need To Know About NRE and NRO Accounts

by Disha Jhawar • August 29, 2019

NRE & NRO Accounts Non-Resident Indians (NRIs) often have earnings from both abroad as well as in the home country. It obviously becomes difficult to manage the finances, especially when it involves two different currencies. The biggest problems faced by NRIs are tracking the bank accounts, transfer of funds to home country and repatriation of […]

House property

Section 24 (B) : All About Deductions From House Property Income

by Subham Sharma • July 19, 2019

Owning a home can be considered as one of the most desirable wishes for most of us. But given the skyrocketing prices of houses in the metros and even in Tier-II cities, it has become increasingly difficult for people to afford it. Therefore, the government has come up with several key benefits under section 24(B) […]


Stuck In Debt Trap? Know How To Escape It Smartly

by Quantum Mutual Fund • July 18, 2019

What Is A Debt Trap? In today’s time it has become very common to get phone calls enquiring about loans, people selling credit cards at metro stations and receiving pop-up notifications from banks regarding pre-approved personal loans & auto loans. When banks have enough liquidity, they seek to make their money work for them and […]

Financial Planning

How To Plan Your Finances When You Have Irregular Income?

by Quantum Mutual Fund • July 11, 2019

With the gig economy growing and influencing the way people work, there has been a paradigm shift in how people view their careers. Professionals are increasingly seeking more flexible and exciting avenues and exploring unconventional career options, taking the freelance or self employment route.  However, this flexibility also translates to a lack of financial security […]

7th Pay Commission

7th Pay Commission : All You Need To Know

by Mridul Agrawal • July 3, 2019

Pay commission impacts the salary of millions of government employees. Given the huge scale and cost involved, also a large number of people impacted, the significance of the pay commission is immense. If you are a government employee, then the decisions of the pay commission directly impact your earnings. If you’re not a government employee, […]

Financial Tips for young adults

10 Financial Tips For Young Adults

by Nyrika Guha Roy • July 2, 2019

Personal finance isn’t a subject covered in high schools or colleges and most young adults are left clueless about managing their finances. I have collated the 10 most valuable financial tips that investment experts suggest and an individual must know, to succeed early on in your financial life. Read on! Track Your Expenditures Most people […]

What is UAN?

All You Need to Know About UAN

by Mridul Agrawal • June 27, 2019

UAN or Universal Account Number is a number that is of vital importance to you if you are a salaried employee, who contributes a part of his/her income towards the Employee Provident Fund. The reason being, UAN is a unique identification number that is linked to your EPF. In this article, we will cover in […]

7 Things You Need to Know About PPF (Public Provident Fund)

by Shikhar Singh • June 15, 2019

The public awareness regarding the versatility that PPF offers is somewhat vague and most do not know how easily accessible this instrument can be. Additionally, it offers the benefit of helping your investment grow (better than a savings account, fixed deposits, and infrastructure bonds) with the same ease of access that more modern financial instruments […]

Credit Cards: Compare 10 Best Credit Cards In India (2019)

by Prerna Singh • June 15, 2019

Which are the best credit cards to keep in India? Many people, especially the salaried ones ask this question. The truth is, there really is no single credit card that is best suited to everybody. Every credit card is different and offers different kinds of benefits. 10 Best Credit Cards to Keep in India Categories […]

How to Apply for PAN Card Online & Offline in India (2019)

by Mridul Agrawal • June 15, 2019

There are two ways to apply for the PAN Card. You can apply online at the NSDL website or you can apply offline at any of the district level PAN agencies. You can get a PAN card by applying through the NSDL (National Securities Depository Limited) as well as through the UTIISL (UTI Infrastructure Technology […]


20 Things You Need to Know NSC (National Savings Certificate)

by Mridul Agrawal • June 15, 2019

National Savings Certificate (NSC) along with PPF, Kisan Vikas Parta are popular fixed income securities which can be availed with the help of a post office. Apart from providing a fixed income in the form of periodical interests, these also provide tax benefits to its investors. These instruments are safe and promoted by the Government. […]

How Can You Start Teaching Your Children Financial Literacy?

How Can You Start Teaching Your Children Financial Literacy?

by Lalit Keshre • June 14, 2019

Our children today are fast learners, sharp, tech-savvy and observant. They pick up habits even faster than we can imagine. They develop a sense of needs, wants and lifestyle at a young age. What they forget is saving and investing money is vital for a secure and happy future. Some do realize the importance of […]


6 Investment Options For Self Employed Individuals

by Ankit Jain • June 4, 2019

“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki The above quote serves as a reality check, an inspiration and a lesson for people from all strata of society. The reality check is that […]


9 Financial Tips Every Parent Should Follow to Plan Their Child’s Education

by Mridul Agrawal • May 20, 2019

Education is of utmost importance in today’s world. It is one of those virtues that will be of more importance in the coming future. However, the exponentially increasing cost of higher education is fretting most of parents. To understand how expensive education has become, Let us look at an example. One of the premier management […]

Financial tips you can learn from your mother

Mother’s Day 2019: Financial Lessons You Can Learn From Your Mother!

by Mridul Agrawal • May 12, 2019

Your mother is awesome and there are no two-ways about that. Among all the things that a mother teaches and bestows upon her children, financial lessons sometimes do not get the deserved limelight! Everyone acknowledges the ethical and moral values that a mother teaches her children. Are you living from one paycheck to another? Get […]

6 Personal Finance Tips from Indian Billionaires

by Sonali Padhiar • April 30, 2019

Managing finance has become very essential in everyone’s life. If you are not managing your finance properly then you might face difficulty in the short as well as in the long term. One of the main reasons can be because you are not planning your finances in a way which meets your short term needs […]


Do You Want to Start Investing? Here Are the Essentials!

by Vishnu Nair • April 5, 2019

Maybe you’ve just got your yearly bonus and a novel idea has struck you: what if I invest this money? You’re on the right track. The right investment early on in your career can pay off big if you play your cards well. But before you even start investing, there are some basics that you […]

If Investors were Game of Throne Characters, Which One Would They Be?

by Mridul Agrawal • April 1, 2019

The final season of popular TV series – Game of Thrones – is scheduled this month and there is much hue and cry about who will claim the coveted Iron Throne. In line with all the excitement and drama associated with the new and the last GOT season, we realized that the different types of […]