Personal Finance

ways women can prepare themselves before investing

7 Simple Ways Women Can Prepare Themselves Before Investing

by Devyani Mishra • March 6, 2020

It’s the year 2020 and the world of investments, particularly mutual fund investments is evolving at breakneck speed. With different schemes available to suit your financial goals, to the level of ease of the transaction process, investing is getting convenient by each passing day. While men have dominated the investment space for a long time, […]


how to apply for pmay

How to Apply for Pradhan Mantri Awas Yojana?

by Devyani Mishra • February 25, 2020

When it comes to life goals – owning a home is probably right at the top – no matter which strata of society a person belongs to. However, amidst the rising costs of living and starkly disproportionate growth in income, affordable housing seemed a distant dream for the urban poor and people with lower socio-economic […]


RBI Monetary policy highlights

RBI Monetary Policy : Key Highlights

by Devyani Mishra • February 9, 2020

After the Union Budget, all eyes were on the monetary policy, where the RBI releases its short-term lending rates for banks. The Monetary Policy Committee (MPC) revealed its last credit policy for the financial year on February 6. The meet comes amidst slowing GDP growth and rising inflation. The three-day (February 4-6,2020) policy review meeting […]


old vs new tax regime

Old Vs New Tax Regime : Which Is Better?

by Devyani Mishra • February 9, 2020

When it comes to the budget every year, one announcement that citizens eagerly await is reforms in income tax. Budget 2020 which was presented by finance minister Nirmala Sitharaman on 1st Feb ,did exactly that , announcing some drastic tax rejigs.  In a bid to simplify taxes and remove the dependency of citizens on tax […]


budget 2020 higlights

Budget 2020 Decoded : Key Highlights

by Devyani Mishra • February 2, 2020

The Union Budget 2020,  was presented today in the Lok Sabha by finance minister Nirmala Sitharaman on 1st February and saw many important announcements to strengthen various sectors. Let us see some of the sectors that were under consideration and the key highlights :- Financial Sector  10 Public Sector Banks (PSB) will be merged into […]


budget 2020 glossary

Budget 2020 Glossary : Key Terms To Know About The Budget

by Devyani Mishra • February 1, 2020

The first Union Budget of the decade will be  presented in the Lok Sabha by finance minister Nirmala Sitharaman. This also calls for brushing up and understanding a few terms related to the budget that will be frequently used throughout FM’s speech. Here is a glossary of commonly used terms when it comes to budget.  […]


economic survey

Budget 2020 : The Economic Survey And Its Highlights

by Devyani Mishra • February 1, 2020

The highly anticipated Union Budget for the fiscal year 2020-21 is set to be released by the Hon’ble Finance Minister Nirmala Sitharaman on 1st February 2020. Prior to this, an economic survey was released by the Chief Economic Advisor of India, which summarised the performance of India in 2018-19, showed effects of the previous budget, […]


indirect direct taxes

Budget 2020:What is the Difference Between Direct and Indirect Taxes

by Devyani Mishra • February 1, 2020

Collection of taxes in the fiscal year of 2019 is estimated to fall short by around Rs.2 million than the proposed target. So, the Indian economic sector is expecting Hon’ble Finance Minister Nirmala Sitharaman to declare an amnesty scheme for the various disputes regarding direct taxes and indirect taxes in the country on the day […]


concept of Fiscal Deficit

Budget 2020 : Understanding The Concept Of Fiscal Deficit

by Devyani Mishra • January 31, 2020

With just a day before the Union Budget announcement, one of the many terms that you will see pop up frequently is Fiscal deficit. The word ‘Fiscal’ means ‘related to the government’s revenue, especially taxes’ and ‘Deficit’ is defined as a ‘ shortage’, ‘difference’ or ‘an amount by which there is a shortfall’. Thus ‘Fiscal […]


Union Budget 2020

Budget 2020 Expectations – India : Things You Need to Know About The Union Budget

by Devyani Mishra • January 12, 2020

Finance Minister  Nirmala Sitharaman will be presenting the Union Budget of 2020 on 1st February. What the budget reforms have in store to curb the economic slowdown that has gripped our nation in the past year, is what most of us are looking forward to.  Needless to say, FM’s primary task would be centered around […]


5 Financial Resolutions For The New Year : 2020

by Devyani Mishra • December 29, 2019

A few days from now 2019 will come to an end and we would step into a new year replete with possibilities and opportunities. While most of us are already ready with our list of resolutions to improve our physical, mental and professional well being, more often than not we leave out making financial resolutions […]


50-30-20 rule of budgeting

What Is The 50/30/20 Rule Of Budgeting

by Devyani Mishra • November 25, 2019

“It’s just the second week of the month and I have totally run out of cash! “, a frustrated Kabir groaned, staring at the abysmal state of his bank balance. This has now become a monthly ritual. With hunger pangs adding to his money woes, he staggered to his food cupboard rummaging for that last […]


Financial planning checklist

Year End Financial Planning Checklist : 2019

by Devyani Mishra • November 1, 2019

One more glorious year is nearing an end and there awaits another splendid one. While the coming days are filled with festive season frolic, this is also the time for the yearly ritual of assessing your financial health. This also calls for creating a solid financial plan for the next year to keep your money […]


5 things to never do with your money

5 Things You Should Never Do With Your Money

by Karunesh Dev • October 29, 2019

While there is no dearth of lessons on the money ” must-do’s”, more often than not we ignore the fact, that doing certain things with your money can potentially hurt your financial health in the long run. Now whether we do these consciously or under undue influence, it is time we no longer overlook the […]


investing vs saving

Investing Vs Saving : Know The Key Differences

by Devyani Mishra • September 27, 2019

Savings and investments are two words which have been used synonymously over the years. With people referring to their investments as their life savings, the fundamental difference between the two words and essentially two concepts has diminished. Yet, there is no denying the fact that the two are different sides of a coin called money. […]


10 Investments that can make you rich

Top 10 Investments That Can Make You Rich

by Pijush Biswas • September 26, 2019

Almost everybody has wondered for at least once in their lifetime– “How do I  get rich in a short time?” But how many of us do what it takes to pursue the path to wealth? What if we told you that becoming rich is possible and one does not need to move mountains for it? […]


How did Rakesh Jhunjunwala become a millionaire

How Did Rakesh Jhunjhunwala Become a Billionaire?

by Subham Sharma • September 18, 2019

Popularly known as the “Warren Buffett of India”, Rakesh Jhunjhunwala is one of the greatest stock market investors India has ever seen. In this article, we will discuss the stocks that Mr. Jhunjhunwala has invested in that have made him the king of the Indian of the stock market So, Who is Rakesh Jhunjhunwala? Born […]


NRE NRO Accounts

All You Need To Know About NRE and NRO Accounts

by Disha Jhawar • August 29, 2019

NRE & NRO Accounts Non-Resident Indians (NRIs) often have earnings from both abroad as well as in the home country. It obviously becomes difficult to manage the finances, especially when it involves two different currencies. The biggest problems faced by NRIs are tracking the bank accounts, transfer of funds to home country and repatriation of […]


Retirement Plan

How Much Money Do I Need To Save For Retirement in India?

by Ishan Bansal • August 22, 2019

A great lifestyle after retirement is everyone’s long desired goal. No doubt, a substantial amount of money in your bank account is instrumental in achieving this dream seamlessly. One of the most common questions asked by people is “How much savings do I need for retirement?”. Most of the people overlook the benefits of a […]


Personal Finance for Founders

5 Things to Consider Before Opening a Startup

by Lalit Keshre • August 15, 2019

Startup culture has indeed taken the market by storm lately in India. It’s very common nowadays when we see milennials quitting their well-paid jobs and starting something of their own. With a plethora of ideas brewing on your mind, it is no longer an uphill battle to launch your own startup. However, sometimes it is […]