Section 24 (B) : All About Deductions From House Property Income
Owning a home can be considered as one of the most desirable wishes for most of us. But given the skyrocketing prices of houses in the metros and even in Tier-II cities, it has become increasingly difficult for people to afford it. Therefore, the government has come up with several key benefits under section 24(B) […]
Stuck In Debt Trap? Know How To Escape It Smartly
What Is A Debt Trap? In today’s time it has become very common to get phone calls enquiring about loans, people selling credit cards at metro stations and receiving pop-up notifications from banks regarding pre-approved personal loans & auto loans. When banks have enough liquidity, they seek to make their money work for them and […]
How To Plan Your Finances When You Have Irregular Income?
With the gig economy growing and influencing the way people work, there has been a paradigm shift in how people view their careers. Professionals are increasingly seeking more flexible and exciting avenues and exploring unconventional career options, taking the freelance or self employment route. However, this flexibility also translates to a lack of financial security […]
7th Pay Commission : All You Need To Know
Pay commission impacts the salary of millions of government employees. Given the huge scale and cost involved, also a large number of people impacted, the significance of the pay commission is immense. If you are a government employee, then the decisions of the pay commission directly impact your earnings. If you’re not a government employee, […]
10 Financial Tips For Young Adults
Personal finance isn’t a subject covered in high schools or colleges and most young adults are left clueless about managing their finances. I have collated the 10 most valuable financial tips that investment experts suggest and an individual must know, to succeed early on in your financial life. Read on! Track Your Expenditures Most people […]
Home Loan Interest Rates Offered By Various Banks And NBFCs In India
The home loan segment has been growing rapidly since the last few years. This has been mainly due to various policies brought in by the government to aid home buyers. Some of these include; housing for all, deduction of EMI for home loans from PF, interest rate subsidies till certain loan amount limits, etc. Apart […]
All You Need to Know About UAN
UAN or Universal Account Number is a number that is of vital importance to you if you are a salaried employee, who contributes a part of his/her income towards the Employee Provident Fund. The reason being, UAN is a unique identification number that is linked to your EPF. In this article, we will cover in […]
5 Investing Knick-Knacks to Learn From ICC World Cup – 2019
With the Worldcup fever climbing its peak, Indians have been celebrating the season already. For we Indians, cricket is far more than just a game, as it not only signifies sportsman spirit, but also depicts dedication and attitude. We believe an investor can learn a lot from the game of cricket and implement a similar […]
7 Things You Need to Know About PPF (Public Provident Fund)
The public awareness regarding the versatility that PPF offers is somewhat vague and most do not know how easily accessible this instrument can be. Additionally, it offers the benefit of helping your investment grow (better than a savings account, fixed deposits, and infrastructure bonds) with the same ease of access that more modern financial instruments […]
Credit Cards: Compare 10 Best Credit Cards In India (2019)
Which are the best credit cards to keep in India? Many people, especially the salaried ones ask this question. The truth is, there really is no single credit card that is best suited to everybody. Every credit card is different and offers different kinds of benefits. 10 Best Credit Cards to Keep in India Categories […]
How to Apply for PAN Card Online & Offline in India (2019)
There are two ways to apply for the PAN Card. You can apply online at the NSDL website or you can apply offline at any of the district level PAN agencies. You can get a PAN card by applying through the NSDL (National Securities Depository Limited) as well as through the UTIISL (UTI Infrastructure Technology […]
20 Things You Need to Know NSC (National Savings Certificate)
National Savings Certificate (NSC) along with PPF, Kisan Vikas Parta are popular fixed income securities which can be availed with the help of a post office. Apart from providing a fixed income in the form of periodical interests, these also provide tax benefits to its investors. These instruments are safe and promoted by the Government. […]
How Can You Start Teaching Your Children Financial Literacy?
Our children today are fast learners, sharp, tech-savvy and observant. They pick up habits even faster than we can imagine. They develop a sense of needs, wants and lifestyle at a young age. What they forget is saving and investing money is vital for a secure and happy future. Some do realize the importance of […]
6 Investment Options For Self Employed Individuals
“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki The above quote serves as a reality check, an inspiration and a lesson for people from all strata of society. The reality check is that […]
9 Financial Tips Every Parent Should Follow to Plan Their Child’s Education
Education is of utmost importance in today’s world. It is one of those virtues that will be of more importance in the coming future. However, the exponentially increasing cost of higher education is fretting most of parents. To understand how expensive education has become, Let us look at an example. One of the premier management […]
Mother’s Day 2019: Financial Lessons You Can Learn From Your Mother!
Your mother is awesome and there are no two-ways about that. Among all the things that a mother teaches and bestows upon her children, financial lessons sometimes do not get the deserved limelight! Everyone acknowledges the ethical and moral values that a mother teaches her children. Are you living from one paycheck to another? Get […]
6 Personal Finance Tips from Indian Billionaires
Managing finance has become very essential in everyone’s life. If you are not managing your finance properly then you might face difficulty in the short as well as in the long term. One of the main reasons can be because you are not planning your finances in a way which meets your short term needs […]
Do You Want to Start Investing? Here Are the Essentials!
Maybe you’ve just got your yearly bonus and a novel idea has struck you: what if I invest this money? You’re on the right track. The right investment early on in your career can pay off big if you play your cards well. But before you even start investing, there are some basics that you […]
If Investors were Game of Throne Characters, Which One Would They Be?
The final season of popular TV series – Game of Thrones – is scheduled this month and there is much hue and cry about who will claim the coveted Iron Throne. In line with all the excitement and drama associated with the new and the last GOT season, we realized that the different types of […]
3 Essential Financial Planning Steps for the New Earner
India is a country with a predominantly young population. Naturally, a lot of these young people enter the job market every year and more often than not find themselves in a familiar dilemma: how do you save money effectively? After the financial bubble of college and school, where most people’s expenses are (at least partly) […]