Mutual Funds

Over the years, ELSS funds have emerged as one of the most tax-efficient investment options in India. The tax benefits along with the lowest lock-in period and wealth creation potential further add to their popularity. While they are excellent avenues, there are a few things you should keep in mind before investing in them, to […]

Off late we have been receiving several queries from our investors regarding the ideal amount a salaried individual should typically invest each month. While this depends on several components, there is certainly a way to arrive at this number. In this article, I will attempt to breakdown the process and elaborate upon the factors that […]

In the financial market, the two most commonly used instruments are alpha and beta. These instruments quantify the performance, response, and interaction of a Mutual Fund in the stock market.  There are several other measures or methods instrumental in gauging a fund’s performance, namely Standard Deviation, Sharpe Ratio, P/E Ratio, and R-Square. These measurements, along […]

Over the years, the Systematic Investment Plan has emerged as a popular investment mode and has attracted the attention of a majority of investors. Though a lot has been claimed about the plan’s benefits and performance, most tend to skip the part that talks about the importance of SIP in wealth creation. In this article, […]

Post SEBI’s update regarding the benchmarking of mutual funds and measuring their performance, the benchmark has shifted from Price Return Index to Total Return Index. The process has shifted since February 2018 and has brought about a lot of transparency, With PRI focusing only either on the capital gain or loss leaving aside the dividends, TRI […]

Bringing a new life into the world comes with a lot more responsibilities as well as financial liabilities. When it comes to securing their child’s future, parents need to plan everything out in advance. Only the best child plan would cover several aspects. It would also take into account the various phases of a child’s […]

Remember the class XI physics class? The first few words that would come to your mind are velocity, quantum, motion, gravity etc. Inertia is one of these not so simple terminologies of physics. For those of you who did not read physics in class XI, inertia is basically a tendency of doing nothing or remain […]

What if I say that you can accumulate Rs 1 crore by investing Rs 15,000? You must be thinking it isn’t possible. But, no, it isn’t so. You can amass a massive corpus of Rs 1 crore if you invest only Rs 15K per month. In this blog, I will discuss the rule of 15x15x15 […]

Equity-linked savings schemes are specialized mutual funds dealing in equity instruments, providing specific tax benefits on both dividends and capital gains earned. ELSS schemes primarily invest in equity instruments of all kinds, depending upon the asset management company. However, the corpus of the same holds 65% or more equity tools. A combination of large-cap, mid-cap, and […]

ELSS, or Equity Linked Savings Scheme, is one of the most sought-after Mutual Fund schemes in the Indian financial market. It can act as an excellent capital boosting investment other than being eligible for substantial tax benefits as per Section 80C of the Income Tax Act of India. Moreover, one can easily invest in ELSS; […]

In India, fixed deposits are the oldest and are probably the most-trusted forms of investing. Before shares and mutual funds started gaining attention as good investment avenues, fixed deposits were the go-to name for parking saved funds and earning interest. There were many benefits offered by fixed deposits including low risks, reasonable returns, and high […]

Mutual funds have become an incredibly popular option for a wide variety of investors. Many individuals want to invest in mutual funds these days, because not only are there a host of mutual fund categories to choose from, but also funds of various risk levels. Mutual fund schemes offer various easy, smart and convenient options or […]

While looking for investment options to achieve a particular amount, there are several questions that you must ask yourself. Firstly, decide the time frame within which you want to achieve your target. Secondly, understand your risk profile. Your fund selection strategy will also be dependent on whether you can take high risks to get high […]

There are hundreds of mutual fund schemes available to investors. To help them make informed decisions, these schemes are classified based on the risk profile of the scheme, investment philosophy, etc. Based on the structure, a mutual fund can be differentiated as an open-ended fund or a closed-ended fund. The core difference is the ease […]

In the current situation, many people have experienced salary cuts or even job loss. During such trying times, an emergency fund can come handy and help you tide over such situations with relative ease. Here is a quick guide  on how to build an emergency fund  Importance of an emergency fund  Life is full of […]

As an investor, one of the most difficult decisions is determining the investment vehicles that you want to opt for to achieve your financial goals. For a new investor, this can be overwhelming due to the sheer number of options available. Should you invest in shares? Or, opt for mutual funds? Isn’t PPF very safe? […]

Equity Linked Savings Schemes (ELSS) are also known as tax-saving mutual fund schemes. These are open-ended, equity-oriented schemes which offer tax benefits under Section 80C of the Income Tax Act, 1961. If I compare all the tax-saving schemes in India, the ELSS is the only scheme which offers maximum exposure to equity. This means that […]

What is the difference between Large Cap, Mid Cap, and Small Cap Funds? Equity Mutual Funds can be categorized based on the market capitalization of the companies they invest in. They can be classified into three types – large-cap, mid-cap, and small-cap funds. In this article, we will look at understanding these funds and talk […]

The financial year 2018-19 can best be termed as a horrible year for debt fund managers. ILFS crisis, the consequent conflagration in the NBFC sector, collapsing prices of stocks pledged as collateral for debt securities issued by certain holding companies and subscribed to by mutual funds, and to cap it all, the “expose” by an […]

Capital gain is the profit you earn when you sell an investment in securities like stocks, Bonds, Mutual Funds, real estate, etc. As it is a type of income, capital gains are taxable in the year they are realized i.e. in the financial year when you made the selling of securities. So, it becomes very […]