SIP is a Powerful Tool Against Volatile Markets: Here’s Why
Entire world is in a frenzy over the spread of Covid-19. I was following the global spread of the virus and its economic impact since early January 2020. While the markets initially showed a lot of restraint, as the virus spread across countries, fear and panic took control and markets started crashing. I was hopeful […]
Markets are Down- Should I Sell Mutual Funds or Buy More?
These are difficult times. With Covid-19 spreading across the globe and markets crashing, people are scared about their health as well as investments. Knowing that investing in markets is subject to risks and experiencing a market crash are two separate things. During such times, thousands of questions can cloud your mind,” Should I sell my […]
7 Things to Do When Losing Money in Mutual Funds
When mutual fund investors seek higher returns, they invest in equity mutual funds. These are mutual funds that invest in the stock markets. Since they are market-linked, these funds get affected when the market goes down and this is why your mutual funds are going down in value too. Now many times when the markets […]
How to Invest in Direct Mutual Funds
If you have decided to invest in direct mutual funds over their regular plans, you have certainly made the right decision. Direct mutual funds since they were introduced by SEBI in 2013, have been gaining steady popularity over the years. With zero involvement from middlemen, direct funds ensure the amount you would have otherwise paid […]
5 Things to Keep in Mind Before Investing in Debt Funds
Debt funds are a category of mutual funds that invest a significant portion of your invested money into fixed-income bearing instruments such as debentures, government securities, corporate bonds, treasury bills and money market instruments. They try to optimize returns by diversifying across different types of securities ,fetching decent returns consequently. Debt mutual fund returns often […]
How to Choose Mutual Funds in India
Mutual fund selection can be done on several parameters like return expectation, risk tolerance, investment horizon, etc. on the investor’s part. The asset can be mapped across parameters like an expense ratio, past performance, fund manager experience, assets under management, etc. once you are through with your research, you will have a clear idea of […]
All You Need to Know about Shariah-Compliant Mutual Funds
There are many mutual fund categories that abide by socially responsible investing. Shariah Compliant Mutual Funds are a type of socially responsible investing based on the Shariah or Shariat law of Muslim religion. These mutual funds adhere to the Shariah law which is a moral code of Islam. Features Of Shariah – Compliant Mutual Funds […]
Should You Consider Mutual Fund Size (AUM) While Investing ?
When we talk about the various considerations that go into selecting a mutual fund, the fund size or AUM is either given too much importance or paid no heed to at all. It’s safe to say, AUM is the least understood of fund selection parameters. While most investors consider fund size as a major factor, […]
What are Quant Funds?
In the wealth and asset management company, investments are managed by fund managers. They are aided by teams of research analysts in analyzing diverse and voluminous information. Investment strategies are followed in selecting securities and deciding allocations. Though structured, every investment decision has human judgements. A quant fund, on the other hand, would have algorithms […]
Vodafone Idea AGR Issues And The impact On Debt Mutual Fund Investors
The Supreme Court on January 16, 2020 dismissed the review pleas filed by Vodafone Idea and Bharti Airtel in a case related to Adjusted Gross Revenue (AGR) dues. In case there is no further relief available, Vodafone Idea will have to pay INR 53039 crores and Bharti Airtel INR 35586 crores before January 24, 2020. […]
Best Mutual Funds to Consider Investing in 2020
The domestic market crashed big time in the last few months and is further falling. In the last 3 months, most stocks and mutual funds have shown negative signs in this bear market. But remember, markets never give an indication before bouncing back! Those who continued their SIPs through mutual funds during market falls benefited the […]
Risks Associated With Mutual Funds And How To Mitigate Them
Risks are an inevitable part of the investing process. However, what you can do is, you can control the amount of risk you decide to take during the journey of your lifetime. Everything in life that we invest in comes with a degree of risk. Even the decisions you make in life, the paths you […]
Best Tax Saving Mutual Funds : 2019-20
Tax planning is an essential part of financial planning and selecting the best avenue for this purpose is extremely crucial. One such avenue that not only helps you lower your tax liability but also offers better capital appreciation prospects is tax saving ELSS fund. If you have made up your mind to invest in ELSS […]
Index Funds Vs ETFs : Top Differences You Must Know
In the last decade, the Indian stock market has witnessed a rise in the popularity of Index Funds among investors. Even though these funds, with their passive investment, low expense ratio, and minimal risk have been around since the 1970s, they only started gaining momentum as potential investment options since 2010s. But in the last […]
NPS vs SIP : Which is a Better Investment Plan?
Retirement planning is a vital aspect of every individual’s life. It involves a careful accumulation of funds that will provide you with the necessary financial resources you would require to meet their post-retirement expenses. The most important aspect of planning for your retirement is to start early and invest in avenues that offer inflation-beating returns. […]
Best Investment Options For Your Girl Child : SSY vs Children’s Mutual Fund
When planning to secure the financial future of your daughter, there are many investment options you can explore. In this blog, we will be talking about the popular government-backed scheme called Sukanya Samriddhi Yojana, and children’s mutual fund plans , that are slowly gaining popularity. We will compare the pros and cons of both under […]
Is Your Mutual Fund Portfolio Overdiversified?
As a child you may have heard of the popular proverb “ too many cooks spoil the broth”. This holds true when it comes to your mutual fund portfolio as well. While financial pundits constantly harp on having a diversified portfolio to spread out your risks, it doesn’t take much for your portfolio to enter […]
The Role of a Fund Manager in Mutual Funds
If you ever perused through a mutual fund scheme document, you would have definitely come across the smiling face of a fund manager; with his qualification and expertise neatly summarised. Ever wondered why this information is useful for you? I mean as long as the scheme document mentions the essentials about the fund like past […]
Things To Know Before Investing In ELSS Funds
Over the years, ELSS funds have emerged as one of the most tax-efficient investment options in India. The tax benefits along with the lowest lock-in period and wealth creation potential further add to their popularity. While they are excellent avenues, there are a few things you should keep in mind before investing in them, to […]
ESG Funds : What Are They and Two ESG Funds to Consider
ESG stands for Environmental, Social and Governance. Any company which is doing well today and hopes to sustain this progress in the future will be mostly compliant with ESG. ESG funds are portfolios that invest in equities, bonds of companies that are assessed on environmental, social and governance factors. These companies or shares pass through stringent […]