Index Funds Vs ETFs : Top Differences You Must Know
In the last decade, the Indian stock market has witnessed a rise in the popularity of Index Funds among investors. Even though these funds, with their passive investment, low expense ratio, and minimal risk have been around since the 1970s, they only started gaining momentum as potential investment options since 2010s. But in the last […]
NPS vs SIP : Which is a Better Investment Plan?
Retirement planning is a vital aspect of every individual’s life. It involves a careful accumulation of funds that will provide you with the necessary financial resources you would require to meet their post-retirement expenses. The most important aspect of planning for your retirement is to start early and invest in avenues that offer inflation-beating returns. […]
Best Investment Options For Your Girl Child : SSY vs Children’s Mutual Fund
When planning to secure the financial future of your daughter, there are many investment options you can explore. In this blog, we will be talking about the popular government-backed scheme called Sukanya Samriddhi Yojana, and children’s mutual fund plans , that are slowly gaining popularity. We will compare the pros and cons of both under […]
Is Your Mutual Fund Portfolio Overdiversified?
As a child you may have heard of the popular proverb “ too many cooks spoil the broth”. This holds true when it comes to your mutual fund portfolio as well. While financial pundits constantly harp on having a diversified portfolio to spread out your risks, it doesn’t take much for your portfolio to enter […]
The Role of a Fund Manager in Mutual Funds
If you ever perused through a mutual fund scheme document, you would have definitely come across the smiling face of a fund manager; with his qualification and expertise neatly summarised. Ever wondered why this information is useful for you? I mean as long as the scheme document mentions the essentials about the fund like past […]
Things To Know Before Investing In ELSS Funds
Over the years, ELSS funds have emerged as one of the most tax-efficient investment options in India. The tax benefits along with the lowest lock-in period and wealth creation potential further add to their popularity. While they are excellent avenues, there are a few things you should keep in mind before investing in them, to […]
ESG Funds : What Are They and Two ESG Funds to Consider
ESG stands for Environmental, Social and Governance. Any company which is doing well today and hopes to sustain this progress in the future will be mostly compliant with ESG. ESG funds are portfolios that invest in equities, bonds of companies that are assessed on environmental, social and governance factors. These companies or shares pass through stringent […]
How Much Of Your Salary Should You Invest In Mutual Funds?
Off late we have been receiving several queries from our investors regarding the ideal amount a salaried individual should typically invest each month. While this depends on several components, there is certainly a way to arrive at this number. In this article, I will attempt to breakdown the process and elaborate upon the factors that […]
What Is Alpha And Beta In Mutual Funds?
In the financial market, the two most commonly used instruments are alpha and beta. These instruments quantify the performance, response, and interaction of a Mutual Fund in the stock market. There are several other measures or methods instrumental in gauging a fund’s performance, namely Standard Deviation, Sharpe Ratio, P/E Ratio, and R-Square. These measurements, along […]
A Major Reason Why SIP Can Make You Rich
Over the years, the Systematic Investment Plan has emerged as a popular investment mode and has attracted the attention of a majority of investors. Though a lot has been claimed about the plan’s benefits and performance, most tend to skip the part that talks about the importance of SIP in wealth creation. In this article, […]
A Beginner’s Guide To Asset Allocation : Everything You Must Know
Asset allocation is a technique that helps you manage risk and diversify your portfolio in the most optimum way possible. With so much to choose from, investing can become quite overwhelming leading to a state of eternal confusion and indecisiveness. When you step into the world of investments, you are bombarded with options like mutual […]
Active Vs Passive Portfolio Management : What’s The Difference?
With the investment market in India, there are two ways in which the money and portfolio can be managed. Depending upon how actively you are involved in your portfolio, there are two strategies that you can employ to manage your funds- Active Management and Passive Management. In a nutshell, active portfolio management is one that […]
Total Return Index Vs Price Return Index : How Do The Two Differ?
Post SEBI’s update regarding the benchmarking of mutual funds and measuring their performance, the benchmark has shifted from Price Return Index to Total Return Index. The process has shifted since February 2018 and has brought about a lot of transparency, With PRI focusing only either on the capital gain or loss leaving aside the dividends, TRI […]
How Are Mutual Funds Taxed In India ( 2019)
One of the reasons why people invest is to accumulate wealth in the form of capital gains, dividends, and interest income. However, this income or profit which you generate from all such activities is taxable in the hands of the law. The tax that is required to be paid on the gains depends on the […]
10 Rules To Keep In Mind To Secure Your Child’s Future Financially
Bringing a new life into the world comes with a lot more responsibilities as well as financial liabilities. When it comes to securing their child’s future, parents need to plan everything out in advance. Only the best child plan would cover several aspects. It would also take into account the various phases of a child’s […]
What Is Investor Inertia And How To Overcome It?
Remember the class XI physics class? The first few words that would come to your mind are velocity, quantum, motion, gravity etc. Inertia is one of these not so simple terminologies of physics. For those of you who did not read physics in class XI, inertia is basically a tendency of doing nothing or remain […]
What Is The 15*15*15 Rule In Mutual Funds?
What if I say that you can accumulate Rs 1 crore by investing Rs 15,000? You must be thinking it isn’t possible. But, no, it isn’t so. You can amass a massive corpus of Rs 1 crore if you invest only Rs 15K per month. In this blog, I will discuss the rule of 15x15x15 […]
What Are The Advantages and Disadvantages Of Investing In ELSS Mutual Funds?
Equity-linked savings schemes are specialized mutual funds dealing in equity instruments, providing specific tax benefits on both dividends and capital gains earned. ELSS schemes primarily invest in equity instruments of all kinds, depending upon the asset management company. However, the corpus of the same holds 65% or more equity tools. A combination of large-cap, mid-cap, and […]
SIP or Lumpsum : Which Is Better For ELSS Investment?
ELSS, or Equity Linked Savings Scheme, is one of the most sought-after Mutual Fund schemes in the Indian financial market. It can act as an excellent capital boosting investment other than being eligible for substantial tax benefits as per Section 80C of the Income Tax Act of India. Moreover, one can easily invest in ELSS; […]
Liquid Funds Vs Fixed Deposits : Which Is A Better Option?
Before starting a fresh debate on ‘liquid funds VS FDs’, let me differentiate the two. A Fixed deposit (FD) is a secured investment scheme offered by financial institutions and serve as one of the easiest investment avenues for individuals. Fixed deposit interest rates are mostly higher than that of any savings account. Such financial tools […]