How to Invest in US Stocks via Mutual Funds?
Indian investors are looking to invest in international markets for earning a higher return on their investments. In fact, the S&P 500 index increased by over 200% in the past 10 years, while the S&P BSE Sensex nearly doubled during this period. The primary Wall Street indices – Dow Jones (DJI), Nasdaq (IXIC), and the […]
Direct vs Regular Mutual Fund: Which is better?
Every mutual fund comes in two versions – direct version and regular version. One of the key distinctions between them is that regular mutual funds (MFs) have a distribution commission while direct mutual funds do not. This makes the expense ratio higher for regular funds. The expense ratio is the fund’s total expenses to its […]
Impact on Investors: Categorization and Rationalization of Existing Mutual Funds
Do you know the two main qualities a mutual fund holds? One is that they are highly leveraged, and secondly, you are allowed to invest in other mutual funds too, which makes it cluttered. Doesn’t it? But in the first place, mutual funds were made to make investing quite easy, and investors would not really […]
Is it the Right Time to Continue Investing in Small and Mid-Cap Funds?
If you are thinking about continuing investing in small and mid-cap funds in 2021, then this place can have the answer. Yes, we know investors are flocking in to buy small and mid-cap funds in India, and if you are doubting or trying to know what the future holds for the money you have invested […]
Mutual Funds Based on Market Capitalization
Mutual funds can be categorised based on various parameters. A standard classification categorises equity funds based on market capitalisation. Market cap is the value of total outstanding shares trading in the stock market. Mutual Fund Market Capitalization in India Mutual funds are categorised as follows based on the market capitalisation of portfolio companies: large-cap funds, […]
What are the major Differences Between Multi-Cap and Focused Equity Funds?
There are different types of equity funds based on the characteristics of portfolio companies. Some are based on the market cap of underlying stocks, a few are sectoral equity funds while some may have a separate investing strategy. Here we will discuss differences and similarities between the two types of equity funds: multi-cap and focused […]
Long-Term Mutual Fund Investment Strategy
The power of compounding is a beautiful concept and a long-term investment strategy is the driver behind it. You invest and let your money make money for you over a longer time frame. However, nothing good comes on a platter. A successful long-term investment strategy requires a bit of homework. Study your risk and goals, […]
Things You Must Know Before Investing in ESG Funds
In recent years, sustainability has been the area of focus for businesses around the globe. While sustainability is usually associated with the environment, there are other factors that a company needs to consider to be sustainable in the future. Broadly speaking, a business needs to meet the environmental, social, and governance standards to be sustainable. […]
Things To Look At Before Investing In Equity Funds
Mutual Funds have become a household name in India with investors leveraging the benefits of a professionally-managed basket of securities. There are different types of funds designed to cater to the varying needs of investors like equity funds, debt funds, etc. Equity Funds are mutual funds that invest in stocks of different companies. The fund […]
How to Choose the Right Debt Fund For Your Portfolio?
Debt funds generate income by investing in fixed-income securities, government and corporate bonds, treasury bills, commercial paper, certificates of deposit and other money market instruments. Though debt funds are less risky than equity funds, they must be chosen wisely to generate good returns. Here’s how you can pick the right debt fund for your portfolio: […]
ETF vs FOF: What’s the difference?
There has been a huge paradigm shift in the country’s investment ecosystem. With more awareness about the stock market, the share of investors has increased significantly. Mutual funds are one of the very common investment options chosen. This article talks about two other popular investment funds: Exchange Traded Funds and Fund of Funds. Exchange-Traded Funds […]
MF Recap of 2020 – SEBI Circulars, Guidelines for Mutual Funds
2020 will be long remembered for the high volatility and the ups and downs in our lives. The markets weren’t spared too! While Sensex was down to levels of 25,000 in March 2020, it had already crossed levels of 47,000 in December and 48,000 by the first few days of January 2021. The mutual fund […]
5 Key Points to Consider While Choosing Equity Funds When Markets are High
After the nosedive in March due to the pandemic and associated lockdowns, the markets have done well to recover. In fact, on January 4, 2021, the S&P BSE Sensex hit an all-time high of 48,220.47, and the Nifty 50 recorded a lifetime high of 14,147.95. Both the benchmark indices traded higher than these levels, recording […]
Things You Must know Before Investing in Multi-asset Allocation Fund
Mutual funds endeavor to cater to the needs of different types of investors. Hence, there are various schemes with specific investment objectives, risk exposure, and asset allocation strategies. Today, we are going to talk about a category of mutual fund- Multi-Asset Allocation funds. Let’s find out what they are and the things you need to […]
AMFI Mutual Fund Monthly Performance Report: September 2021
Net inflows into open-ended equity schemes recorded a minimal growth in September 2021 as compared to August – at 8,677.41 crore. In August, the net inflows in open-ended equity schemes stood at Rs 8,666.68 crore. Debt funds, on the other hand, recorded a massive outflow of money. Net outflow in debt funds stood at Rs […]
SEBI Introduces Flexi-cap Category in Mutual Funds: All You Need to Know
The Securities and Exchange Board of India (SEBI) has been trying to rationalize and categorize mutual fund schemes since 2017 to make it easier for investors to choose the right schemes (refer SEBI circular number SEBI/HO/IMD/DF3/CIR/P/2017/114 dated October 06, 2017). In a recent announcement, SEBI has introduced a new category under equity mutual fund schemes […]
How to Invest in SIP
Do you believe you can build a substantial corpus with as little as Rs.500? No. We are not concocting a fairy tale! With a Systematic Investment Plan or SIP, it is indeed possible to build a reliable corpus over time. Typically, SIP is a facility that allows investors to mobilise a fixed amount of savings […]
What are the Benefits of a One Time Mandate in SIP?
When you invest in a Systematic Investment Plan (SIP) online, you select the scheme and make the first investment into it through any digital payment mode. After making the first contribution, you need to make provisions for the subsequent contributions. This provision is a mandate wherein you instruct your bank account to deduct the SIP […]
What is ESG investing. Here’s all you want to know
Climate emergency was the word of 2019 and Coronavirus would probably be the word of 2020. Both are alarming crises and crises tend to propel trends. The global uncertainty and human vulnerability have undoubtedly accelerated the inclusion of Environmental, Social and Governance (ESG) investing into the mainstream. ESG investing was just one among all themes […]
Mutual Fund Buying Rules Changed – Same Day NAV Applicable
The Securities and Exchange Board of India (Sebi) recently revised certain rules regarding the NAV applicability of your mutual fund investments. In a circular dated September 17, Sebi said that the same day net asset value (NAV) is applicable on your mutual fund investments only if your money reaches the fund house on the same […]