Mutual Funds

Should You Consider Mutual Fund Size (AUM) While Investing ?

by Devyani Mishra • January 24, 2020

When we talk about the various considerations that go into selecting a mutual fund, the fund size or AUM is either given too much importance or paid no heed to at all. It’s safe to say, AUM is the least understood of fund selection parameters. While most investors consider fund size as a major factor, […]


quant funds

What are Quant Funds?

by Devyani Mishra • January 19, 2020

In the wealth and asset management company, investments are managed by fund managers. They are aided by teams of research analysts in analyzing diverse and voluminous information. Investment strategies are followed in selecting securities and deciding allocations. Though structured, every investment decision has human judgements.  A quant fund, on the other hand, would have algorithms […]


vodafone Idea impact on debt funds

Vodafone Idea AGR Issues And The impact On Debt Mutual Fund Investors

by Devyani Mishra • January 18, 2020

The Supreme Court on January 16, 2020 dismissed the review pleas filed by Vodafone Idea and Bharti Airtel in a case related to Adjusted Gross Revenue (AGR) dues. In case there is no further relief available, Vodafone Idea will have to pay INR 53039 crores and Bharti Airtel INR 35586 crores before January 24, 2020. […]


Risks Associated With Mutual Funds And How To Mitigate Them

by Groww • January 3, 2020

Risks are an inevitable part of the investing process. However, what you can do is, you can control the amount of risk you decide to take during the journey of your lifetime.  Everything in life that we invest in comes with a degree of risk. Even the decisions you make in life, the paths you […]


Tax Saving Mutual Funds

Best Tax Saving Mutual Funds : 2019-20

by Devyani Mishra • December 19, 2019

Tax planning is an essential part of financial planning and selecting the best avenue for this purpose is extremely crucial. One such avenue that not only helps you lower your tax liability but also offers better capital appreciation prospects is tax saving ELSS fund. If you have made up your mind to invest in ELSS […]


Index Funds vs ETFs

Index Funds Vs ETFs : Top Differences You Must Know

by Devyani Mishra • December 6, 2019

In the last decade, the Indian stock market has witnessed a rise in the popularity of Index Funds among investors. Even though these funds, with their passive investment, low expense ratio, and minimal risk have been around since the 1970s, they only started gaining momentum as potential investment options since 2010s.  But in the last […]


NPS vs SIP

NPS vs SIP : Which is a Better Investment Plan?

by Devyani Mishra • December 5, 2019

Retirement planning is a vital aspect of every individual’s life. It involves a careful accumulation of funds that will provide you with the necessary financial resources you would require to meet their post-retirement expenses. The most important aspect of planning for your retirement is to start early and invest in avenues that offer inflation-beating returns.  […]


SSY vs Children’s Mutual Fund

Best Investment Options For Your Girl Child : SSY vs Children’s Mutual Fund

by Devyani Mishra • December 3, 2019

When planning to secure the financial future of your daughter, there are many investment options you can explore. In this blog, we will be talking about the popular government-backed scheme called Sukanya Samriddhi Yojana, and children’s mutual fund plans , that are slowly gaining popularity. We will compare the pros and cons of both under […]


portfolio overdiversification

Is Your Mutual Fund Portfolio Overdiversified?

by Groww • November 21, 2019

As a child you may have heard of the popular proverb “ too many cooks spoil the broth”. This holds true when it comes to your mutual fund portfolio as well. While financial pundits constantly harp on having a diversified portfolio to spread out your risks, it doesn’t take much for your portfolio to enter […]


role of fund manager in mutual funds

The Role of a Fund Manager in Mutual Funds

by Groww • November 20, 2019

If you ever perused through a mutual fund scheme document, you would have definitely come across the smiling face of a fund manager; with his qualification and expertise neatly summarised. Ever wondered why this information is useful for you? I mean as long as the scheme document mentions the essentials about the fund like past […]


invest in elss

Things To Know Before Investing In ELSS Funds

by Devyani Mishra • November 9, 2019

Over the years, ELSS funds have emerged as one of the most tax-efficient investment options in India. The tax benefits along with the lowest lock-in period and wealth creation potential further add to their popularity. While they are excellent avenues, there are a few things you should keep in mind before investing in them, to […]


What are ESG Funds

ESG Funds : What Are They and Two ESG Funds to Consider

by Niraj • October 16, 2019

ESG stands for Environmental, Social and Governance. Any company which is doing well today and hopes to sustain this progress in the future will be mostly compliant with ESG. ESG funds are portfolios that invest in equities, bonds of companies that are assessed on environmental, social and governance factors. These companies or shares pass through stringent […]


How Much Of Your Salary Should You Invest In Mutual Funds?

by Sangam Sharma • October 10, 2019

Off late we have been receiving several queries from our investors regarding the ideal amount a salaried individual should typically invest each month. While this depends on several components, there is certainly a way to arrive at this number. In this article, I will attempt to breakdown the process and elaborate upon the factors that […]


alpha and beta

What Is Alpha And Beta In Mutual Funds?

by Devyani Mishra • October 9, 2019

In the financial market, the two most commonly used instruments are alpha and beta. These instruments quantify the performance, response, and interaction of a Mutual Fund in the stock market.  There are several other measures or methods instrumental in gauging a fund’s performance, namely Standard Deviation, Sharpe Ratio, P/E Ratio, and R-Square. These measurements, along […]


SIP can make you rich

A Major Reason Why SIP Can Make You Rich

by Devyani Mishra • October 8, 2019

Over the years, the Systematic Investment Plan has emerged as a popular investment mode and has attracted the attention of a majority of investors. Though a lot has been claimed about the plan’s benefits and performance, most tend to skip the part that talks about the importance of SIP in wealth creation. In this article, […]


Asset allocation

A Beginner’s Guide To Asset Allocation : Everything You Must Know

by Devyani Mishra • October 4, 2019

Asset allocation is a technique that helps you manage risk and diversify your portfolio in the most optimum way possible. With so much to choose from, investing can become quite overwhelming leading to a state of eternal confusion and indecisiveness. When you step into the world of investments, you are bombarded with options like mutual […]


Active VS Passive portfolio management

Active Vs Passive Portfolio Management : What’s The Difference?

by Devyani Mishra • October 4, 2019

With the investment market in India, there are two ways in which the money and portfolio can be managed. Depending upon how actively you are involved in your portfolio, there are two strategies that you can employ to manage your funds- Active Management and Passive Management. In a nutshell, active portfolio management is one that […]


price return vs total return

Total Return Index Vs Price Return Index : How Do The Two Differ?

by Devyani Mishra • October 3, 2019

Post SEBI’s update regarding the benchmarking of mutual funds and measuring their performance, the benchmark has shifted from Price Return Index to Total Return Index. The process has shifted since February 2018 and has brought about a lot of transparency, With PRI focusing only either on the capital gain or loss leaving aside the dividends, TRI […]


mutual funds taxed in India

How Are Mutual Funds Taxed In India ( 2019)

by Niraj • September 30, 2019

One of the reasons why people invest is to accumulate wealth in the form of capital gains, dividends, and interest income. However, this income or profit which you generate from all such activities is taxable in the hands of the law. The tax that is required to be paid on the gains depends on the […]


10 Rules To Keep In Mind To Secure Your Child’s Future Financially

by Devyani Mishra • September 27, 2019

Bringing a new life into the world comes with a lot more responsibilities as well as financial liabilities. When it comes to securing their child’s future, parents need to plan everything out in advance. Only the best child plan would cover several aspects. It would also take into account the various phases of a child’s […]