Mutual Funds vs X
5 reasons why investing in mutual funds can make you richer than investing in direct stocks
How is investing in stocks different from investing in mutual funds? This is one question a lot of us ask. If you decide to invest in equity that would be with the aim of churning out higher returns over a long term. This could either be via direct investment in stocks or mutual funds (MF). […]
Why Are ESOPs Not Great Investment Options?
Let’s start with a story. Abhishek has just joined Wipro as an IT professional. His CTC (Cost-To-Company) was 13 lakh, with 8 lakh in-hand. He received 2 lakhs as ESOP (Employee Stock Ownership Plan), which was a joining bonus and 3 lakh as a one-year bonus, again in the form of ESOPs. Abhishek works hard […]
Saving Account Interest vs Liquid Funds: Why Keeping Money in Savings Bank Account Is a Bad Idea
Most people just let their money sit idle in the savings bank account either because they are very risk averse or they do not have the expertise to invest. For such people, liquid funds are a fabulous option. The interest rates paid by the savings bank account are relatively low. Following is the list of […]
Real Estate vs Mutual Funds: Which is Better? The Answer May Surprise You
Many investors, especially the new ones are lost in this common question: mutual funds or real estate – which is better? Real estate had always in demand and historically, the prices had been going up sharply. Between 2000 and 2010, the prices hardly ever went down. This changed around 2011 when property rates stopped climbing […]
7 Reasons Why SIP in Debt Funds Is Better Than Starting RD (2018)
Let us start with basics. This article will mostly revolve around three things i.e, SIP, Debt Mutual Funds, and Bank Recurring Deposits. And this why it is imperative for us to get an understanding of them. When it comes to systematic investment planning in mutual funds of any kind many of us have a basic […]
5 Reasons Why Debt Funds Are Better Than Fixed Deposits
Fixed Deposits (FD) are not just investments, they are a part of Indian tradition and culture. What most people don’t realize is that they can earn more interest with similar levels of risk by investing in debt funds instead of FD. But now debt funds are becoming an increasingly widespread rival to the hallowed FD. […]
8 Reasons to Invest and Not to Invest in Bitcoin
The rise in prices of Bitcoin has lured many investors towards the cryptocurrency market. In this article, we have discussed the reasons to invest and why not to invest in bitcoin. 8 Reasons to invest in bitcoin : 1. Appreciating value: The value of Bitcoin has increased over the time. The graph shows an upward trend […]
Should I Invest in FD? Where to Invest for Better Returns?
FD (Fixed Deposit) is one of the most popular investment options in India. People often recommend it to their children as a must-do option. But many people have this question – ‘which bank is best for fixed deposit?’ Nearly all banks offer very similar returns. The question should instead be – ‘should I invest in […]
Tron TRX: 8 Things You Need to Know About This Cryptocurrency
The market of cryptocurrencies is flourishing with various altcoins, but not all of them are worth investing. Let’s take a look at another cryptocurrency which has entered the crypto market and understand the basic facts about this new cryptocurrency TRON. Here’s a list of top 10 cryptocurrencies of 2018. 1. What is Tron TRX? Tron […]
Stellar XLM: Another Revolution In Crypto? All You Need to Know
Stellar is one of them. It is the 8th largest cryptocurrency having a market cap of $11 billion and hence, became the hot topic among investors. This article will explain all the basic facts about Stellar. Here’s a list of top 10 cryptocurrencies of 2018. What is Stellar XLM? Stellar is another cryptocurrency such as […]
IOTA Cryptocurrency – 9 Things You Need to Know
As the digital currencies market continues to grow, more and more cryptocurrencies are being started. IOTA coin is one of them. It is the 7th largest cryptocurrency having a market cap of $11 billion and hence, one of the exciting investment prospects among investors. This article will explain all the basic facts about iota. Here’s […]
Bitcoin vs Mutual Funds: What is Better to Invest in?
What are Bitcoins? To understand bitcoins we first need to understand what are cryptocurrencies. Cryptocurrencies also known as digital currency are known as lines of computer code that hold monetary value. Governments have no control over the creation of cryptocurrencies, which is what initially made them so popular. Most cryptocurrencies begin with a market cap […]
5 Things To Consider Before Buying Gold Coins Online | There Is A Better Way
We Indians love Gold. And this is the time of the year when we flock to the nearest gold jeweler to buy Gold. However, lately buying online Gold has also become very popular. While there is a lot of selection process involved in buying Gold Jewellery, buying Gold Coins is relatively easier. You can now […]
How to Remove Money from FD and Invest in Mutual Funds
If you are a basic investor seeking ways to secure a steady income from investment opportunities, you will have already met with your banker, possibly with a money manager too and read up daily business news. There are two safe alternatives for investment that don’t require you constantly looking up the daily price of a […]
Investing in Gold? 5 Differences In Buying Physical Gold Vs ETFs
Gold holds an inevitable place in India’s values and traditions and gold has always generated significant returns over the years. Nowadays there is not just one form of gold available in the market. Apart from buying gold jewellery, gold can also be bought as a gold fund. Gold ETFs Gold ETFs (Gold Exchange Traded Funds) […]
What are Investment Options for the Beginners
A different form of stress comes with the completion of an educational degree. Most graduates in professionals streams look towards a good job as the ultimate reward for their efforts. Landing a plum job in a reputed multinational company is a dream of many graduates and postgraduates across the country. It is often the first […]
Bitcoin Price: Will It Rise or Fall?
Since its introduction in January 2009, Bitcoin (BTC) has come a very long way. Sometime in early 2011, Bitcoin touched the value of $1, a new record back then. As its popularity grew, so did its acceptability. It didn’t take long after that for people to start betting on the value of Bitcoin. Last week, Bitcoin […]
Why Should You Invest in Mutual Funds Instead of Fixed Deposits
In an earlier article, I talked about how investing in mutual funds is still a better choice than fixed deposits. Just to summarise, mutual funds in comparison to the fixed deposits provide better returns, they are more flexible with tax exemptions, provide easy withdrawal, purchasing options and much more. Whereas on the other hand, there’s […]
Mutual Funds vs Stocks: Where Should I Invest?
One of the habitually asked questions by an investor while making an investment is the difference between investing in stock and mutual funds. Both mutual funds and stocks are beneficial in their own way and it entirely depends on the investor to what type of gains he is looking forward to and what amount of […]
Should you invest in Crypto Currencies or Mutual Funds?
Apart from the markets where we trade equities and other securities, there’s also an alternative capital market where crypto currencies are traded. This market deals with widely known coins like Bitcoin (BTC), Ethereum (ETH), and others. Each of the coins has a price that depends on various factors such as demand, complexity, governing laws and […]