Impact of Budget 2018 on Mutual Funds and Equity Markets
There’s a lot of buzz around general masses regarding LTCG rule brought in budget 2018-19. Let’s first try and understand what is long-term capital gains. In common language, Long term capital gains is referred to as gains made from increase in price of shares/stocks as compared to the price of the shares at the beginning […]
Grandfathered Meaning: Budget 2018
Much hype (and maybe confusion too) has been created over grandfathering of capital gains. On the 1st of February 2018, on the day of the financial budget, our Finance minister Mr Arun Jaitley announced a 10% levy of tax on long-term capital gains on equity shares and equity-oriented units of a mutual fund. He said […]
What Is LTCG? 7 Most Common Questions & Their Answers
The introduction of LTCG in Budget 2018 confused many investors and resulted in the circulation of many myths. Not just myths, many people are simply confused. To clear the air here is are simple explanations to some of the most commonly asked questions about LTCG on mutual funds. 1. How much is LTCG tax? The […]
LTCG Tax 2018: How Will This Affect Your Mutual Funds
A 10% LTCG tax(Long Term Capital Gain tax) has been introduced for capital gains exceeding Rs 1 lakh. Finance Minister Arun Jaitley has introduced a Long-Term Capital Gains Tax of 10% for Capital Gains exceeding Rs 1 lakh in a year. This tax will be charged without providing the benefit of indexation. LTCG Meaning Before […]
How are Returns Calculated Using XIRR?
One needs to ask how much returns does one get by investing in any form. Investment could be in any form short term or long term, but we are always curious to know how much are we making money out of money! And so for this we have various methods to calculate investment returns. Calculating […]
3 Funds to Invest in When You Get Your Salary
When you receive your salary, make sure to invest before you start spending. Investing for the future is a prudent decision. Fortunately, investing as a habit is very popular in India. Unfortunately, Indians have invested primarily in gold and fixed deposits. There are many investment options that are better than gold and fixed deposits. Gold has […]
For a long term investment goal (more than 10 years), is it wise to continue investing in mutual funds
Investments in Mutual funds should be made keeping long-term horizon. The choice of fund should depend on the following – Time horizon Risk appetite Market situation Based on the above parameters, you should decide on the asset allocation among the different categories of the mutual fund. And based on the past performance, select funds in […]
Capital Infusion in Public Sector Banks (PSB): Effect on Mutual Funds
The Indian government on 24th October 2017 unveiled a plan for massive capital infusion of INR 2.11 lakh crore into public sector banks (PSBs) over the period of next two years, giving them after Diwali gift. Many people want to know the effect of this recapitalization on mutual funds. The idea of infusion is to […]
Why Are Debt Funds Better Than Fixed Deposits?
The bank fixed deposit has been the most preferred choice for generations of investors who prefer low-risk instruments. On the other hand, it is turning out to be harder and harder to close your eyes to the benefits offered by debt funds. These two instruments are quite similar in functioning and are close contenders. The […]
Why NRI Should Invest in Mutual Funds in India
Any enterprising person is always on the look out for investments that give high returns with minimal risk. It goes without saying, higher returns come with higher risk. But even in the same category of risk, there are better performing investments. Investing in mutual funds in India is one such investment. Why Should NRI Invest […]
How To Plan Your Retirement with Mutual Funds
Why Are Retirement Concerns? Retirement is a goal for many. But as usual, retirement as a goal always gets pushed for the future. You realize that it is important but not urgent. It is easy to believe that you have years to go before you retire. But one day you wake up and realize you’re […]
What are the best mutual funds for investing Rs 1 lakh?
The best mutual funds depend on how long are you willing to hold the investments and how much risk you are able to stomach. Best Mutual Funds First, you need to identify the category of Mutual Funds suitable for your investment needs. According to the table, identify the right category. Second, you need to pick […]
Top 10 Mutual Fund Houses in India
Mutual funds in India off late have become very popular. In fact, the AUM has been consistently rising for the past 5 years. Increased awareness, desire to invest in equity markets safely, stagnated growth of gold prices, and a few other factors have resulted in more people exploring the mutual fund option. Here is a […]
Mutual Fund Investment Advice For Beginners
The average Asset Under Management (AAUM) of the Indian Mutual Fund industry stands at 20.42 lakh crore as of July 2017. This shows the popularity of mutual funds among the common retail investors. The industry has displayed an unprecedented growth in the last decade and by the looks of it, mutual funds continue to be […]
Is It Safe to Invest in Mutual Funds in India?
Earlier, people used to believe that the steady rise in savings was the only way to secure the future. Today this thinking has changed significantly. People these days do not believe in keeping their earnings idle. Instead, they look for other opportunities to invest and grow their money. When it comes to finding an ideal […]
13 Things You Need To Know About Systematic Investment Plan
There are many misconceptions about SIP. Below are a few questions that aim at addressing your doubts about SIP: 1. What is SIP? SIP stands for Systematic Investment Plan. SIP is an organized way of investing regularly in a mutual fund. Many times we don’t have large amounts of money to invest. When you set […]
Why You Don't Need a Demat Account to Invest in Mutual Funds
No. You do not need a demat account to invest in mutual funds. There are several ways to invest in mutual funds. Ways to Invest in Mutual Funds Broker on the Stock Exchange: This is the demat way. For people who invest in stocks, mutual funds, bonds, and other such similar instruments, it is convenient to be […]
5 Things You Must Know Before You Start Investing
Investment is a journey, not a destination. It is a process of making a series of financial decisions targeted towards earning returns and realizing your financial goals without taking too many risks. Disciplined Investing has the potential to turn insignificant amounts of invested money into big corpus . Hence, it is important to keep certain […]
Which is the best mutual fund option to invest Rs. 2,500 per month for 20 years?
It is almost impossible to find a mutual fund that will be the best for 20 years. Performance on mutual funds depends on the fund manager and bunch of other factors. Some of these factors are hard to predict. Solution: Invest in a portfolio with 2 or 3 mutual funds Review and rebalance your portfolio every […]
Open Ended Vs Close Ended Mutual Fund Schemes | 4 Differences
There are different sub-categories in which Mutual Funds can be classified as risk attached, investment philosophy and much more. Here, we’ll be talking about open ended vs close ended Mutual Fund Schemes which are classified on the basis of redemption. 4 Basic Differences Between Open Ended vs Closed Ended Schemes Open Ended Schemes These schemes […]