Bull Phase or Bear Phase: When Should You Start an SIP?
The recent rally in the last few weeks in the market has been welcomed by the investors. This has been so because the rally was in the backdrop wherein the markets were despondent and investors were at tenterhooks. Many macro factors were against India lately. But the scenario has changed to the better with factors […]
4 Investment Avenues Where Returns Don’t Matter
“Know what you own and know why you own it.” – Peter Lynch Financial experts often reiterate the importance of a balanced investment portfolio and the risk-return trade-off. However, there are some investment decisions, when returns don’t matter. Every decision cannot be viewed purely from the financial ROI angle. Life throws up several challenges, financial […]
Pradhan Mantri Kisan Samman Nidhi Scheme: Everything You Should Know
Agriculture is the backbone of India’s economy. As per the Registrar General of India and Census Report of 2011, India is home to over 118.7 million farmers or cultivators and 144.3 million agricultural laborers, which accounts\ of 31.5 percent of the total rural population. While agriculture’s contribution to GDP has been steadily declining due to […]
What everybody misses about the power of compounding
Have you ever wished to earn more money, without putting much effort? Or are you concerned about saving enough for retirement and your child’s education? There is a simple way to accomplish all these things if you are willing to learn how to put your money to work for you. It is called compounding, and […]
8 Biggest Mutual Fund Investment Mistakes and How to Avoid Them
It’s no news that investments in mutual funds are some of the most common and trusted investment options out there, and for a good reason. But with anything that involves money, one should be extra careful, and the same applies to mutual fund investments. Avoid these common mistakes to get the best out of your investments. […]
Investing In Mutual Funds? Here Are The 10 Tips To Remember
10 Tips to Invest in Mutual Funds Mutual Funds in India are considered to be one of the most popular tools of investment. These investments funds are a collection of stocks, bonds, money market instruments, and assets. Their popularity can be accredited to the several benefits that come along with such investments. For example, the […]
Direct Stock or Mutual Funds – Which One Should you Choose Based on Your Investment Style?
One good transformation noticeable in India today is that savings of households is not entirely going to fixed income instruments such as PPF, Post Office Savings Scheme, fixed deposits etc. This one way is fruitful, but on the other hand, we, as investors face this dilemma quite often whether to invest our hard earned money […]
6 Ways a Student Can Build Good Credit
Becoming financially independent sounds interesting. How about if you are required to achieve the same when you are still in high school or college? Complicated, right? Well, we have a straightforward solution for you. No, we are not going to teach you how to become financially independent when your age is to rejoice and have […]
Should you turn to the ETF option for safety amidst market volatility?
To say exchange-traded funds (ETF’s) are enjoying a high right now is an understatement, ETFs have become the darlings of the investing world. In the first two months of 2018, new funds launched at a pace faster than one per day. And a recent survey conducted by BlackRock found that 62% of investors planned to […]
Financial Capital Vs Human Capital
How much of my portfolio should be in stocks and how much in fixed income? That’s a million dollar question that bothers most new investors. A popular rule of thumb many financial advisors talk about is the ‘100 minus your age’ rule. It says that one should subtract his/her age from 100 and the remainder […]
What are Direct Mutual Funds – All You Need to Know About Direct Funds
A lot of people have a question on whether to buy direct funds of indirect funds. And like any other question, my usual answer is “It depends”. So what does it depend on? Lets first try to understand what Direct Funds are. What Are Direct Funds? A few years back SEBI (the regulatory body that […]
Growth or dividend reinvestment option: Which is better for you?
There’s always a huge debate going around with respect to the plan an investor should choose while investing. Each mutual fund typically offers three plans viz. growth, dividend and dividend re-investment. As an investor what would you choose? The answer to this question differs from individual to individual and their profile. In this blog, […]
Why do some investors prefer hybrid funds over equity?
Some investors invest money based on the market sentiment. For example, they look out for periods when equity is doing well or when debt has a bright prospect. As a result, they lose out on capital appreciation. To make money, you need to invest at a low price and sell at a high price. You […]
Avoid the biggest lie of Mutual Funds – Stop taking risks!
“Mutual funds are subject to market risk. Read the offer documents carefully before investing” You must have heard the disclaimer multiple times by now. Before we delve deeper into the subject of the blog, let us first quickly take you through the risks that are involved while investing in a mutual fund. To start with, […]
SIP, STP and SWP – What’s the difference?
In a dynamic world such as ours, it is good to be systematic. Well, in this article our discussion shall revolve around the theme systematic in the world of mutual funds. By now, you must have heard of the terms – SIP, STP and SWP. In this blog, we seek to discuss each of these […]
Things to Know Before Investing in Mutual Funds India
Investing your idle money is very important. One of the most compelling reasons for you to invest is the prospect of having financially stable life. The bottom line is, there are only two ways to make money: by working and/or by having your assets work for you. Mutual funds have become an incredibly popular option for […]
Why Are YOU Afraid of Investing in Mutual Funds?
I am an avid investor. A few months back, I wasn’t. In fact, I was as sceptical as you were (its true). “Will I lose my money? What if the expense ratio increases? Are equity funds too volatile?” these were the questions that haunted me constantly. Obviously something changed and I started investing in mutual […]
How can you buy dividend plans for a mutual fund?
Do mutual funds have dividend plans? The answer is yes! In order to understand how one can buy a dividend plan for a mutual fund, it is important to first understand the concept of a dividend plan and what a dividend option means in a mutual fund. Basically, dividend mutual funds are stock mutual funds […]
10 mutual fund books every investor should read
In our previous articles, we have spoken about mutual funds, why you should invest in them and what their benefits are. But we know that some of you avid readers would want to know the nitty-gritty of mutual funds and how you can become a successful investor through mutual funds. We have compiled 10 best […]
Why is rupee cost averaging important?
As an investor, my goal is to maximize long-term profit. By adopting various means of investments, such as bank deposits, participation in the stock market, gold, mutual funds etcetera, the goal of long-term capital appreciation can be achieved. While an investor expects constant and stable growth in these instruments over time, some element of risk […]