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Here’s What You Need to Know About Investment Declaration

by Revati Krishna • June 11, 2021

We all understand the importance of paying taxes, but most of us tend to get nervous during the tax season, and understandably so. From paying our taxes to claiming deductions, tax benefits, and filing for returns, the starting of the financial year often gets the better of us. However, every single penny counts. Hence one […]


Learnings from All-Time Great Investors

by Revati Krishna • May 19, 2021

We all have fancied becoming as learned and equipped as the stalwarts of the investing industry. Everyone strives to become a student of these masters to gain first-hand knowledge of successful investing. However, there is one golden rule. We should not ape their investments.  We do not know what their goals are, how much risk […]


Financial Regulatory Bodies in India

Financial Regulatory Bodies in India

by Revati Krishna • May 14, 2021

Several bodies set up the regulatory framework of the Indian financial system. They are all there to ensure parity and responsibility among participants in that particular sub-sector. Every regulator is instrumental in making sure that the interests of the investors and all other parties are not compromised and that there is fairness in the financial […]


Should You Have Multiple Bank Accounts?

by Revati Krishna • May 7, 2021

Today, we are going to talk about a unique question faced by many individuals – How many bank accounts should I have? While the question might seem rudimentary at first, it can have a lasting impact on your finances. There is no simple answer to this question since each individual’s finances are different and have […]


7 Thumb Rules For Investing

by Revati Krishna • May 4, 2021

Choosing the right investments and creating an investment plan that helps generate optimum returns can be overwhelming. There are various thumb rules that are used in investing.  Thumb rules may provide great assistance but they should not be the primary reason why you invest or do not invest in any product. The catch is the […]


What is Peter Lynch’s Strategy of Investing

by Revati Krishna • April 27, 2021

Peter Lynch is a name that is looked up to in the investment milieu. One of the main reasons why his sage has touched many-a-chords with investors across the globe is because he put a  lot of power in the hands of retail investors. He believed that individual investors are more empowered than large investors […]


How to Check the Financial Health of a Bank Using Ratios

by Revati Krishna • April 21, 2021

Banks were considered to be the safest financial institutions in India. However, in recent years, there have been instances of scams and large-scale banking failures, creating doubts in our minds regarding the safety of our funds.  This may reflect on the banks’ stock market performance as well. In this article, we will talk about the […]


How to Beat Inflation with your Investment

by Revati Krishna • April 18, 2021

Saving money can be as challenging as earning it. It is a known fact that the value of money, more often than not, decreases with time. This means that the number of goods that Rs 100 can get you today will reduce in a couple of years.  Rising price levels, in other words, inflation, diminishes […]


How to Declutter and consolidate your investment portfolio this Diwali

How to Declutter and Consolidate Your Investment Portfolio this Diwali

by Devyani Mishra • November 14, 2020

Diwali, the festival of lights, is a celebration of the victory of good over evil. It is the time of the year when we are reminded of the importance of knowledge and how it always wins over ignorance. For most of us, the week preceding Diwali is all about cleaning our homes, removing unnecessary clutter, […]


Factors Affecting the Performance of Mutual Funds

by Devyani Mishra • September 2, 2020

There are many financial ratios like standard deviation, alpha, beta, sharpe ratio, etc. that can help you understand the performance of a mutual fund. However, these ratios don’t inform much about the factors that affect the performance of a mutual fund. In this article, we will look into the determinants of mutual fund performance. Read […]


Behavioral Biases Investors Must Avoid

5 Behavioral Biases Investors Must Avoid

by Devyani Mishra • June 23, 2020

When it comes to investing- behavioral biases are one aspect of investing that govern a lot of decisions that investors make. behavioral biases are preconceived notions, often irrational, that unconsciously affect investing decisions. In this article, I will take you through the 5 common behavioral biases exercised by investors, how to avoid them. Read On! […]


market falls what should investors do

Markets are Falling – What to do with My Investments?

by Devyani Mishra • March 9, 2020

Given the recent market crash, concerns regarding the future of your investments are valid. Should you take some action? Or keep your portfolio undisturbed? What if something else happens and the investments that you have made specifically get affected? Millions of questions, right? While I don’t guarantee you any answers, I do assure you that by […]


IPO vs NFO

What is the Difference Between NFO And IPO

by Richa Sharma • November 1, 2019

From time to time companies need funds to operate and expand their business. As a result, they turn to public investors to source these funds. Now there are two ways a company can do this; by means of an IPO and an NFO. For a shorter answer, the difference between an IPO and NFO is […]


Utilise diwali bonus

4 Smart Ways To Effectively Utilise Your Diwali Bonus

by Groww • October 25, 2019

It is that time of the year again – the festival season is here bringing along the much-awaited and well deserved Diwali Bonus. While some of you may be aware of the bonus amount you are entitled to and hence can plan how to utilize it in advance, for most others, the amount is unknown […]


Rule of 72 doubling your money

How The Rule Of 72 Can Help You Double Your Money

by Devyani Mishra • October 24, 2019

Seeing their money double is the dream of every investor and if that dream is realized in a short span, it is cherry on the cake. But more often than not, the immediate effect of fantasizing about doubling their money is a barrage of questions that plagues the investor. Starting from; how do I double […]


mutual funds vs ppf: the better investment instrument

Mutual Funds Vs PPF: Which Is the Better Investment Instrument?

by Groww • October 2, 2019

“Investors should always keep in mind that the most important metric is not the returns achieved but the returns weighed against the risks incurred. Ultimately, nothing should be more important to investors than the ability to sleep soundly at night”- Seth Klarman Nowadays, investors have a plethora of investment options to choose from, which can […]


What is market timing and why it won’t work?

by Sneha R • September 19, 2019

Standing in 2019, if an individual decides to look back and ponder upon their investments decisions, would they be able to identify where they went wrong? Would they like to go back and undo a few of them that had cost them because they just couldn’t get the ‘market timing’ right! Before one accredits any […]


what is nav mutual funds

13 Things You Need To Know About Mutual Fund NAV

by Shikhar Singh • September 11, 2019

New mutual fund investors are wanting to know what NAV (Net Asset Value) is. NAV is similar to the price of a share but it isn’t exactly the same thing. There are key differences between the two. But while many are asking what NAV is, many are also confusing themselves and trying to make investments […]


Systematic investment plan

9 Reasons Why SIP Investment is Best Way to Invest

by Shikhar Singh • September 3, 2019

Investing in mutual funds using a systematic investment plan or SIP has become very popular. To know why it is such an effective method to invest in mutual funds, read on! What is Systematic Investment Plan or SIP? Systematic Investment Plan or SIP is a method of investing money in mutual funds. The other way […]


difference between fpi and fdi

What is the Difference Between FPI and FDI?

by Richa Sharma • August 23, 2019

Every country requires capital for its economic growth, and the funds cannot be raised from its domestic sources alone. Foreign Portfolio Investment (FPI) and Foreign Direct Investment (FDI) are the two essential and well-sought type of foreign capital by the countries, especially by the developing world. Post Union Budget FY 2019-20, most of you surely would […]