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We all understand the importance of paying taxes, but most of us tend to get nervous during the tax season, and understandably so. From paying our taxes to claiming deductions, tax benefits, and filing for returns, the starting of the financial year often gets the better of us. However, every single penny counts. Hence one […]

We all have fancied becoming as learned and equipped as the stalwarts of the investing industry. Everyone strives to become a student of these masters to gain first-hand knowledge of successful investing. However, there is one golden rule. We should not ape their investments.  We do not know what their goals are, how much risk […]

Several bodies set up the regulatory framework of the Indian financial system. They are all there to ensure parity and responsibility among participants in that particular sub-sector. Every regulator is instrumental in making sure that the interests of the investors and all other parties are not compromised and that there is fairness in the financial […]

Today, we are going to talk about a unique question faced by many individuals – How many bank accounts should I have? While the question might seem rudimentary at first, it can have a lasting impact on your finances. There is no simple answer to this question since each individual’s finances are different and have […]

Choosing the right investments and creating an investment plan that helps generate optimum returns can be overwhelming. There are various thumb rules that are used in investing.  Thumb rules may provide great assistance but they should not be the primary reason why you invest or do not invest in any product. The catch is the […]

Peter Lynch is a name that is looked up to in the investment milieu. One of the main reasons why his sage has touched many-a-chords with investors across the globe is because he put a  lot of power in the hands of retail investors. He believed that individual investors are more empowered than large investors […]

Banks were considered to be the safest financial institutions in India. However, in recent years, there have been instances of scams and large-scale banking failures, creating doubts in our minds regarding the safety of our funds.  This may reflect on the banks’ stock market performance as well. In this article, we will talk about the […]

Saving money can be as challenging as earning it. It is a known fact that the value of money, more often than not, decreases with time. This means that the number of goods that Rs 100 can get you today will reduce in a couple of years.  Rising price levels, in other words, inflation, diminishes […]

Diwali, the festival of lights, is a celebration of the victory of good over evil. It is the time of the year when we are reminded of the importance of knowledge and how it always wins over ignorance. For most of us, the week preceding Diwali is all about cleaning our homes, removing unnecessary clutter, […]

There are many financial ratios like standard deviation, alpha, beta, sharpe ratio, etc. that can help you understand the performance of a mutual fund. However, these ratios don’t inform much about the factors that affect the performance of a mutual fund. In this article, we will look into the determinants of mutual fund performance. Read […]

When it comes to investing- behavioral biases are one aspect of investing that govern a lot of decisions that investors make. behavioral biases are preconceived notions, often irrational, that unconsciously affect investing decisions. In this article, I will take you through the 5 common behavioral biases exercised by investors, how to avoid them. Read On! […]

Given the recent market crash, concerns regarding the future of your investments are valid. Should you take some action? Or keep your portfolio undisturbed? What if something else happens and the investments that you have made specifically get affected? Millions of questions, right? While I don’t guarantee you any answers, I do assure you that by […]

From time to time companies need funds to operate and expand their business. As a result, they turn to public investors to source these funds. Now there are two ways a company can do this; by means of an IPO and an NFO. For a shorter answer, the difference between an IPO and NFO is […]

It is that time of the year again – the festival season is here bringing along the much-awaited and well deserved Diwali Bonus. While some of you may be aware of the bonus amount you are entitled to and hence can plan how to utilize it in advance, for most others, the amount is unknown […]

Seeing their money double is the dream of every investor and if that dream is realized in a short span, it is cherry on the cake. But more often than not, the immediate effect of fantasizing about doubling their money is a barrage of questions that plagues the investor. Starting from; how do I double […]

“Investors should always keep in mind that the most important metric is not the returns achieved but the returns weighed against the risks incurred. Ultimately, nothing should be more important to investors than the ability to sleep soundly at night”- Seth Klarman Nowadays, investors have a plethora of investment options to choose from, which can […]

Standing in 2019, if an individual decides to look back and ponder upon their investments decisions, would they be able to identify where they went wrong? Would they like to go back and undo a few of them that had cost them because they just couldn’t get the ‘market timing’ right! Before one accredits any […]

New mutual fund investors are wanting to know what NAV (Net Asset Value) is. NAV is similar to the price of a share but it isn’t exactly the same thing. There are key differences between the two. But while many are asking what NAV is, many are also confusing themselves and trying to make investments […]

Investing in mutual funds using a systematic investment plan or SIP has become very popular. To know why it is such an effective method to invest in mutual funds, read on! What is Systematic Investment Plan or SIP? Systematic Investment Plan or SIP is a method of investing money in mutual funds. The other way […]

Every country requires capital for its economic growth, and the funds cannot be raised from its domestic sources alone. Foreign Portfolio Investment (FPI) and Foreign Direct Investment (FDI) are the two essential and well-sought type of foreign capital by the countries, especially by the developing world. Post Union Budget FY 2019-20, most of you surely would […]