Economic Bubble and its Impact on Investment
Economic trends are dynamic and change continuously due to political, geographical, financial, and socio-economic factors. These changes often lead to the formation of economic bubbles. An economic bubble is a situation where securities and assets are traded at values that are much higher than their intrinsic values. What causes an economic bubble? There is no […]
How to Build a Career in the Stock Market?
The stock market is an arrangement that involves buying and selling equity shares by the market participants. Most of the Indian stock market trading takes place on the Bombay Stock Exchange (BSE) and the National Stock Exchange (NSE). What are careers in the stock market in India? There are multiple jobs in the stock market […]
What is UPI And How Does it Work? All you Need to Know
With the advent of Unified Payment Interface (UPI), India has moved forward in leaps and bounds towards a cashless economy. As per the latest statistics published by NPCI, as of March 2022, the overall transaction volume stood at Rs 34,314 billion. Two years ago, the value stood at Rs 21,317 billion. Regardless, there are still […]
What is Rights Entitlement? All you Need to Know
Rights Entitlement of shares is a relatively new entrant in the stock market. Last year, SEBI, the market regulator, made buying and selling of Rights Entitlements (REs) easy and simple through electronic credit. If not for this, shareholders had to submit physical application forms to apply for Rights Issues. The online credit of REs came […]
All You Need to Know About Prompt Corrective Action
Prompt Corrective Action (PCA) is a system that the RBI imposes on banks showing signs of financial stress. The regulator considers banks as unsafe if they fail to meet the standards on certain financial metrics or parameters. Read on to know about these parameters and the workings of PCA. When Does RBI Invoke Prompt Corrective Action? […]
How are Stock Prices Determined?
Joe is a first-time investor. He earned his first-month salary and decided to invest in the stock of XY company which into logistics. He started small, and parked Rs 500 and bought 50 shares. He did look at the financials of the company before investing and the company seemed fine. This was in January 2020. […]
What is a Bad Bank? Will it Help Investors and Depositors?
Loan default is a problem that is plaguing the banking sector since time immemorial. While stricter checks in the credit quality of borrowers have been put in place, the industry is still witnessing a rise in the level of NPAs. NPAs or non-performing assets is the technical term for loans that are bound to or […]
E Vote in AGM – What is it And Why is it Important to Shareholders?
As per SEBI, the market regulator, requirements the listed companies are to hold an annual general meeting (AGM). The AGMs are to be held within a period five months from the date of closing of the financial year. While many companies including Reliance Industries, Wipro, Biocon, and Bajaj Finserv have had their AGM for financial […]
What is Buy Now, Pay Later (BNPL) Scheme
In recent years, buy now, pay later (BNPL), a short-term financing method, has gained traction among consumers and it has gained more attraction since the outbreak of the pandemic last year. Many e-commerce, banks and other retailers have started to offer this scheme to their customers, particularly to improve their sales in the upcoming festive […]
All you Need to Know About Tokenisation of Cards by RBI
To protect the interest of the debit and credit card users for online transactions against fraud, cyber theft and other malpractices, RBI has recently tightened the norms of tokenization which is likely to take effect from January 1 2022. According to the recent circular, no entity in the card transaction or payment chain (other than […]
How to Make Money in Stock Market
If the question ever arose to you, which we are positive would have. “Does investing in stocks make money?” The answer to this is a big yes! The stock market’s returns are much more than what you can find in a bank account or bond. But starting off on how to make money through stocks, […]
Here’s What You Need to Know About Investment Declaration
We all understand the importance of paying taxes, but most of us tend to get nervous during the tax season, and understandably so. From paying our taxes to claiming deductions, tax benefits, and filing for returns, the starting of the financial year often gets the better of us. However, every single penny counts. Hence one […]
Learnings from All-Time Great Investors
We all have fancied becoming as learned and equipped as the stalwarts of the investing industry. Everyone strives to become a student of these masters to gain first-hand knowledge of successful investing. However, there is one golden rule. We should not ape their investments. We do not know what their goals are, how much risk […]
Financial Regulatory Bodies in India
Several bodies set up the regulatory framework of the Indian financial system. They are all there to ensure parity and responsibility among participants in that particular sub-sector. Every regulator is instrumental in making sure that the interests of the investors and all other parties are not compromised and that there is fairness in the financial […]
Should You Have Multiple Bank Accounts?
Today, we are going to talk about a unique question faced by many individuals – How many bank accounts should I have? While the question might seem rudimentary at first, it can have a lasting impact on your finances. There is no simple answer to this question since each individual’s finances are different and have […]
7 Thumb Rules For Investing
Choosing the right investments and creating an investment plan that helps generate optimum returns can be overwhelming. There are various thumb rules that are used in investing. Thumb rules may provide great assistance but they should not be the primary reason why you invest or do not invest in any product. The catch is the […]
What is Peter Lynch’s Strategy of Investing
Peter Lynch is a name that is looked up to in the investment milieu. One of the main reasons why his sage has touched many-a-chords with investors across the globe is because he put a lot of power in the hands of retail investors. He believed that individual investors are more empowered than large investors […]
How to Check the Financial Health of a Bank Using Ratios
Banks were considered to be the safest financial institutions in India. However, in recent years, there have been instances of scams and large-scale banking failures, creating doubts in our minds regarding the safety of our funds. This may reflect on the banks’ stock market performance as well. In this article, we will talk about the […]
How to Beat Inflation with your Investment
Saving money can be as challenging as earning it. It is a known fact that the value of money, more often than not, decreases with time. This means that the number of goods that Rs 100 can get you today will reduce in a couple of years. Rising price levels, in other words, inflation, diminishes […]
How can you Declutter and Consolidate Your Investment Portfolio this Diwali?
Diwali, the festival of lights, is a celebration of the victory of good over evil. It is the time of the year when we are reminded of the importance of knowledge and how it always wins over ignorance. For most of us, the week preceding Diwali is all about cleaning our homes, removing unnecessary clutter, […]